Phil joined Lloyds Banking Group in 1987 and has supported the education sector through various relationship and leadership roles for over 20 years. He currently oversees the national education offering for schools, leading a team of 14 dedicated specialist education relationship managers who work with eight out of 10 academy trusts. Phil drives the ongoing development and delivery of products and services to meet the needs of schools and academy trusts in a rapidly evolving landscape. With a deep understanding of strategic planning, academy trust banking structures, efficiencies, and financial risk, Phil is committed to ensuring Lloyds Bank continues to add value in supporting schools. He believes in traditional service values, enhanced by the latest digital innovations to reduce trust risk and improve central oversight and control - essential for growing strong multi-academy trusts. Phil works closely with key sector associations such as CST and ISBL, as well as fellow education professionals.